100 Mortgage Loans
Step 1
Check your credit bureau report. It is imperative that you find out what your credit looks like at least six months before applying for a mortgage loan. Websites such as AnnualCreditReport.com and CreditReport.com are great places to start. Make sure you check your credit report thoroughly for errors, and dispute anything that is not accurate. Taking the time to do this will help boost your score, allowing you to lock into the best interest rates on the market.
Step 2
Organize your paperwork. Since there are no longer light documentation loans, it is essential that you get your paperwork in order.
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