1st Time Home Buyer Loan For Manufactured Home
The first time home purchase is a huge decision, and top of the list of questions when buying a house for the first time is how to get a mortgage. Property is so expensive in some parts of the country that many are simply priced out of the market.
This is where specialist home loans for first time buyers come in, for those who cannot afford a full mortgage might consider shared home ownership. Designated HomeBuy agents can give access to a shared ownership mortgage or a shared equity mortgage.
Questions When Buying a House
Before even considering what and where to buy, the most crucial of questions when buying a house is how much can be afforded. As a rule of thumb, three or four times the buyer’s income is the likely answer, but it is common for lenders to carry out an affordability assessment, in order to take into account all relevant factors.
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