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When a college graduate experiences difficulty making repayments due to unemployment, ill health or personal circumstances, it is normally possible to defer student loan repayments. Whilst not a panacea, it gives the borrower time to get back on their feet.
Deferred Student Loans
Most graduates will be aware that they will face difficulty making repayment, yet fail to contact their loan servicer or school for student debt help. Defaulting on a loan will disqualify the borrower from both forbearance and deferment. Don't let things get to this stage before seeking assistance.
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